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My fling with Wachovia

October 6th, 2009 at 03:10 pm

So Wachovia sent me this letter saying they're doing a $50 promotion (they still have the $25 referral one as well). I looked it over, read it again, and called a customer rep to double check. Yep, the offer looks good! So, after work today, I rushed over to the nearest branch to set it up.

I had a wonderful conversation with a service manager who opened the account for me. Originally, I was just going to sign up for the checking account, but they also have the Way2Save savings program.

Rep: $1 will be placed in the savings account for every debit transaction.
Me: Ok....
Rep: First year earns 5% APY, 2% APY on the second and third year.
Me: REALLY?
Rep: Yeah, and you can also transfer $100 a month to that account as well.
Me: Sign me up!

So I walked away with their no-fuss free checking and the Way2Save program. The first year is great, but after that, it won't beat my credit union's current 3% APY. So, after the year is up, I'll re-evaluate the situation.

Truth is, all this probably won't make much difference in terms of real dollars, but hey, I'm still willing to play the game. Plus, they said that the $100 a month transfer can be automated. So, with that and a small change in direct deposit, it's going to require no effort from me anyways. I love getting paid to be lazy. Big Grin

I think this is like.. the third time I've signed up for Wachovia. The last time I was there, they had an online promotion that I signed up for and I made $50 there as well. So, there you have it: My on-again, off-again fling with Wachovia. We just got back together again. Next year? Who knows? Big Grin

5 Responses to “My fling with Wachovia”

  1. creditcardfree Says:

    5%. Yipee!

  2. LuxLiving Says:

    5% WOOOOOOOOOHOOOOO!!

  3. baselle Says:

    Careful man. You might be having that fling with Wachovia, but you are really dating Wells Fargo. Big Grin

  4. Broken Arrow Says:

    Hahah, yes, that's right. It's Wells Fargo now isn't it. Well, I'm OK with that though. I actually like Wells Fargo, and anyway, it's just a fling. Big Grin

  5. frugaltexan75 Says:

    Ooohh! Very nice. Smile

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