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Banking update

December 16th, 2009 at 07:08 am

I spoke to a Wachovia rep. She said that what happened is that I put in $100 deposit to open the account, then set up $100 a month of transfer to their Way2Save program. Then, Wachovia also added their $50 bonus money (which is the main reason why I decided to go through all this), giving me $150 total.

The first month transferred just fine. The second month, I was short $50 on the transfer. I found out that Wachovia saving accounts act as an overdraft, so it pulled $50 out of the savings into my checking to cover the difference so that I can transfer the full $100... back into savings. Kind of funny when think about it. Big Grin

But bottom line is, I didn't lose any money, so I decided to just keep up with the program. I want to set up a monthly transfer, but I can't access my account online without my pin number and I had trouble using their phone system. Maybe I will stop by a branch later.

PerkStreet is almost set up. I've set up a $15 a month transfer there from my checking. I'm planning on using it to pay my monthly Netflix bill. I'm also missing my pin number here, so I can't activate the debit card. Netflix is blocked at work anyway, but once the card is activated, then I can use that to pay Netflix.

What a pain. Sometimes I wonder if it's really worth all this trouble. Anyways, anybody know when pin numbers are suppose to be mailed? I've already received everything else, but I haven't seen the PIN letters yet.

2 Responses to “Banking update”

  1. frugaltexan75 Says:

    Usually pins are mailed 5 to 7 business days after the card itself ... but if you have a local branch, you should be able to go in there and set the pin to whatever you want it to be.

  2. campfrugal Says:

    Hey BA. I got my pin number the same day I got my card. They were in two different envelopes. You might give them a "quick" call.

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