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Not so interesting quickies

April 14th, 2010 at 10:16 am

Yep, sorry to say that these aren't very interesting, but I'll elaborate on that in a bit.

* Our workplace gave us a $10 Wal-mart gift card for having a no-accident quarter. Sweet. I wonder what I need that I can get from Wal-mart?

* My taxes still aren't done. The IRS sent back paperwork saying that I wrote my signature wrong. Doh! The only thing I could think of is that I didn't sign my middle initial. Does that even matter? Anyways, I've sent it back with my full signature, including middle initial. This is not turning out to be a good first-time experience with itemized deductions.

* I just got back from lunch at a buffet where I sat next to a pretty vocal group of men talking the whole time about investing. Now, some of the worst financial conversations I've ever heard are from settings like this. So, I expected no different here, and figured if nothing else, it's good fodder for a blog entry.

Unfortunately, I left disappointed. Big Grin

They talked about being patient and thinking long-term. They talked about diversification. They talked about minimizing fund fees. I had to hide my smile because I didn't want them to realize I was eavesdropping.

There were some things that I did not entirely agree with though. For example, I'm not entirely certain it's worth trying to shop around for more "skilled" fund managers. They also talked about how diversification can blunt returns. While it is possible to over-diversify, the idea of diversification in the first place isn't so much to blunt your gains as it is to minimize your losses. Basically, don't put all of your eggs in one basket.

Overall though, I was quite impressed. This was, by far, the best restaurant financial talk I've ever heard. Which is unfortunate, because it doesn't make for a very interesting entry. Big Grin

4 Responses to “Not so interesting quickies”

  1. Joan.of.the.Arch Says:

    I always start to sign the wrong line on our tax form. I think I usually am trying to put it in the "preparer" box.

  2. miz pat Says:

    My ex husband always addressed the envelopes to, "the INFERNAL Revenue Service". I had no idea they had gotten picky.

  3. PauletteGoddard Says:

    My conversations with fellow scooterists are boring too, because we drive the speed limit and wear full gear so there are no "so I was on my Hayabusa trying to get the digital speed limit sign to show 165" or "I counted five cars I flew over before I skidded a few lanes into a gravel shoulder."

  4. baselle Says:

    IRS: probably was the middle initial. DH has been telling me IRS tales, and believe you me, they are totally paranoid about identity theft. They don't even want the possibility of gambling on another person with your name who doesn't have an initial. Customer service reps must do a validation check each time you call, they have to transfer you to another rep if the caller is from the neighborhood, they must ask your permission to go into your data. Also, if you are going to be getting a fax from them, you must be standing at the fax machine - no 10 ft away or get your-fax-by-email.

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