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Let's talk about some normal stuff

May 5th, 2014 at 12:08 am

I don't know why I am drawn to crazy ideas. If nothing else, I suppose it's fun and exciting to work on an amusing challenge, and see if I could actually make it work. For now though, there are also normal finance stuff that I still need to handle.

For example, although I wear contacts most of the time, I still wear glasses on occasion, especially when at home, and now, I've finally lost my glasses. Yes.. I actually lost it. No idea where it went. How do you lose a glass you say? I don't know but apparently I succeeded beyond my wildest imagination. Goody....

They were getting out of date anyways, so I dusted off my prescription (which luckily hasn't expired yet) and ordered me a couple more from zennioptical.com. They make decent glasses, and I get to give Luxxotica the financial Up Yours at the same time.

I am in the process to finally do some credit card transitions, but obviously, this won't happen until AFTER I get my car replaced. I clearly would not want to risk any bumps on my credit before then, but hopefully before the end of the year, I can replace all my credit cards with a rewards credit card from my investment company, so all my accounts can sit and update neatly on my account and phone app. One card to rule them all.

Uh, so with all the Car fiasco I mean planning, I guess I finally figured out what I want to do with the rest of my Amazon money (that, once again, I deposited there to get the 5% bonus for my tax money). Believe it or not, but I had $1200+ in there at one point, but it's amazing how easy it is to fritter it away on odds and ends that I've been putting off for nearly a year. Still, there's enough in there to cover quite a bit of whatever upgrade expenses I may come up with for the new car soooo that's good I guess.

There's nothing I can do about this, but I just want to rant yet again about how dumb it is that our state will not allow us any withholdings now on our state tax. You're welcome, NC. You're welcome for your free personal loan that I have to mandatorily give out.

To add insult to injury, my employer makes a 5% mandatory contribution to my 401(k) on my behalf. There's no match and I don't even like the company that's managing it.

I guess I can't really complain though. I mean, if that's the extent of my financial troubles right now, I really do have it made. Cashflow is still positive. Net worth is still slowly but surely going up. I am still living well, and I even get to splurge once in a while.

Sooo yeah, life is good.

5 Responses to “Let's talk about some normal stuff”

  1. Petunia 100 Says:

    There is no such thing as a mandatory 401k contribution. You have the right to opt out, if that is what you want to do.

    Glad to read things are going well. Smile

  2. Broken Arrow Says:

    Really! I will double check with my finance folks, and if I can indeed opt-out, then I will do so. Thanks for letting me know.

  3. MonkeyMama Says:

    Is that a 5% match, or do they make you put 5% of your salary in? They can't force you to put your money into a retirement plan, but it may be a match that they fund and you can not opt out of.

    I wasn't sure which it was.

  4. Broken Arrow Says:

    I had to triple check that as well (as well as get into a debate with a co-worker who made the same mistake). It is contribution, not match.

    We were told that it was mandatory, but perhaps that's just part of the signup process. I've already sent an email to opt-out if possible. Will see how that goes.

  5. scfr Says:

    My employer signs people up automatically for 401K contributions unless they opt out. Opting out is key. Look in to it, if you're sure you don't want to be in that 401K.

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