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Home > New paycheck

New paycheck

March 13th, 2009 at 06:20 am

Hallelujah yes!

My first paycheck from the new employer just posted, and everything looks good!

Earlier in the week, I checked the new employer's website and saw that our direct deposit had not been set up yet. However, it could be done online, so I set it up myself. This morning, I'm happy to see that it worked as it should.

Another snag was whether the new Fidelity 401(k) was working or not, and I am pleased to report that it's working beautifully! In fact, unlike my old 401(k), which takes a few days to update in my account, Fidelity's account is updated about as quickly as my direct deposit! I think I'm going to love my new 401(k)!

With my money in the bank account, I just finished paying off all but one of my bills (but only because the website is down). It's a very cathartic experience to get the bills caught up again. I hate falling behind.

And because the 401(k) contribution is down to a normal size again, my paycheck is also bigger than what I am normally used to. However, my budget won't change, and instead, I can begin rebuilding my EF in earnest.

Oh and on the side, I used another 1/3rd off coupon for Bed Bath & Beyond. This time I swiped it from my mom. Well, I did ask first at least, and she was fine with it. More for the stockpile!

14 Responses to “New paycheck”

  1. creditcardfree Says:

    Great news! What funds did you pick at Fidelity?

  2. Broken Arrow Says:

    Only one: Freedom 2040. Big Grin

    The sign-up process is interesting because, despite knowing that Fidelity has a massive array of funds and asset classes to choose from, they only provide about a dozen or so funds to select during sign-up. I think that's smart of them to not to overwhelm people with too many choices in the beginning.

    And for now, I don't know if I really want to get involved with Fidelity with more than just the 401(k) yet, so that's why I've only chosen that one fund. We'll have to see....

  3. Analise Says:

    It is wonderful to hear that things are going well for you!

    Wow a 1/3 off coupon at BBB... all I ever get are the 20% off coupons. I do love that my BBB even takes coupons that have expired and they even used to take the coupons from Linens N Things.

  4. my english castle Says:

    But what did you buy at Bloodbath and beyond?

  5. Broken Arrow Says:

    Haha, I take it you don't like the place?

    They have a new section set up for basic toiletries that the prices are as good as anywhere else, but with the coupons, they become the cheapest price available.

    So, just the basic stuff. Toothbrushes, toothpastes, soap, shampoo, even Q-tips, band-aids and so forth.

  6. dmontngrey Says:

    Ha. Not the cheapest! If you shop the drug stores, CVS/RiteAid/Walgreens, you can get all that stuff for nothing. I have gotten maybe 25-30 tubes of toothpaste, ~10 shampoos, ~10 conditioner, 8 bars of soap, etc, for FREE this year. There are many others on here who do the same and blog about it. Yeah, I know I should - someday when I have time!

    I don't pick up toothbrushes because a dental rep gave us hundreds of them when we thought about changing the company plan. Yeah, they're sitting here by my desk and I just can't figure out what to do with them!

  7. Broken Arrow Says:

    ...really? Ooh, I'm going to have to look into that. Thanks!

  8. my english castle Says:

    Nah, BB and B is ok with me. Bart Simpson, my snarky hero, calls it that sometimes.

  9. dmontngrey Says:

    Read read read! www.iheartcvs.com, www.iheartwags.com, and www.iheartriteaid.com are great, simple resources for learning to stack the deals with coupons. Tons of coupon sites out there that teach you about coupons in general. For example, my trip to Walgreens Sunday netted me the following:

    2 tubs of smart balance butter spread 2.99 BOGO free
    2 coffeemate liquid creamers 2.49 BOGO free
    2 colgate whitening toothpastes 3.49 each
    5 glade lasting impressions 7.99 each
    5 glade sense & spray 7.99 each
    1 nutrisse hair color 5.99
    1 nutrisse hair color 3.19 (clearance? s/b 5.99)
    3 garnier nutrisse shampoo 2.99 each
    3 garnier nutrisse conditioner 2.99 each

    Subtotal: 119.48 Yikes!!!!!
    Total Wags coupons: 61.00
    Total manufacturer coupons: 54.46
    Total: 4.02
    Tax: .05
    Total paid: 4.07

    Yeah, I overpaid. I still had another 1.50 coupon for the creamer that I didn't argue to get pushed through. Smile

  10. Broken Arrow Says:

    Wow, I can't believe I've been missing out on this! Thanks again. I will definitely read up on it!

  11. dmontngrey Says:

    Ha ha ha... that's how I felt about it too! HOW was I missing out?

  12. frugaltexan75 Says:

    I bet seeing your paycheck go back to more normal was a cause for a giant sigh of relief.

    My former company changed HR companies and it took 4 paychecks before things were 'normal'. Of course the 5th paycheck from that company was also my last ...

    I agree with the others, CVS / Walgreens is a great way to get toiletries for free - you just have to not care too much about what brands you're getting.

  13. Broken Arrow Says:

    Yeah, I'm really pleasantly surprised how flawless all this payroll stuff has turned out. Typically something screws up or at least gets delayed.... Actually, it would have had I not caught my direct deposit earlier and entered it myself. Regardless, everything ended up smooth sailing, which is all I care about.

    As for brands, oh no, I always buy generic brands. So, that's not going to be a problem.

  14. Aleta Says:

    Glad to hear that your paycheck situation has changed.

    I also go to Walgreens. At the first of the month there are a list of items that if you buy them, you can receive a rebate check. I do all of my rebates with Walgreens online. You just have to list the receipt number and the item and they store it for you until you're ready to claim your rebates. If you choose a gift card instead, they will add 10% to your card. It's amazing how many shampoos, makeup, facial cleansers and moisturizers, neil polish that I've received free. Check it out.

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