* Because I'm 35 now, I'm in a different age category in Networth IQ. I only have one word here: Ouch. 
* What does risk-adjusted return look like and how do active fund managers fare against their respective indexes?
Bottom line, it seems that only 37% of active fund managers out-perform the respective indexes on a risk-adjusted basis.
Related to this, I've added the link to Moody's explanation of the Sharpe and Treynor's ratio, along with Jensen's Alpha in my list of links. Here's a break-down of Fama-French's Three Factor model on market returns.
All short but interesting reads.
* Not really news, but remember how a while back, I underestimated the amount I should have for emergency fund? Since then, I've been focusing my savings on that, and the scary part is, I'm still working on it. Yikes! In fact, chances are good that I'll be spending most of my 2010 still doing that. Double yikes!
* Maybe you've heard of this, but I just heard a great quote on budgeting:
"Budgeting is deciding beforehand how to spend your money, instead of wondering after the fact where it all went."
October 12th, 2009 at 05:33 pm 1255365200
Next year I may just scale back and top off the efund. Feels like one of those never-ending goals. I guess thing is I have kind of settled for less in the interim, though I really want a much larger efund for the long haul. So it's a goal I am always moving up as I reach certain milestones. Feels neverending in that regard. & all you need is a really big emergency to feel back to square one.
This is why, when I reach my goal, I will continue to add to and grow my efund, to hopefully avoid all this back pedaling again in the future.
October 12th, 2009 at 08:04 pm 1255374278
October 13th, 2009 at 12:25 am 1255389924