I spoke to a Wachovia rep. She said that what happened is that I put in $100 deposit to open the account, then set up $100 a month of transfer to their Way2Save program. Then, Wachovia also added their $50 bonus money (which is the main reason why I decided to go through all this), giving me $150 total.
The first month transferred just fine. The second month, I was short $50 on the transfer. I found out that Wachovia saving accounts act as an overdraft, so it pulled $50 out of the savings into my checking to cover the difference so that I can transfer the full $100... back into savings. Kind of funny when think about it.
But bottom line is, I didn't lose any money, so I decided to just keep up with the program. I want to set up a monthly transfer, but I can't access my account online without my pin number and I had trouble using their phone system. Maybe I will stop by a branch later.
PerkStreet is almost set up. I've set up a $15 a month transfer there from my checking. I'm planning on using it to pay my monthly Netflix bill. I'm also missing my pin number here, so I can't activate the debit card. Netflix is blocked at work anyway, but once the card is activated, then I can use that to pay Netflix.
What a pain. Sometimes I wonder if it's really worth all this trouble. Anyways, anybody know when pin numbers are suppose to be mailed? I've already received everything else, but I haven't seen the PIN letters yet.
Banking update
December 16th, 2009 at 03:08 pm
December 17th, 2009 at 03:12 am 1261019520
December 17th, 2009 at 01:30 pm 1261056622